What are the eligibility criteria for opting for debt consolidation plans?

When going to any bank or institution there is always an eligibility criteria that needs to be fulfilled for a person to qualify.

Likewise in the case of the best debt consolidation plan with Maybank, there is a specific criterion that needs to be fulfilled to be eligible for it. The criteria is as follows: Minimum age of applicant should be 21 years or above; The applicant should be a citizen or a permanent resident of Singapore; The applicants’ income should fall between S$30,000-S$1,20,000; The balance to income ratio should be at least 12 times the applicant’s monthly income.